NMLS: 1771431

The approval of a construction loan is based upon many factors including financial stability, builder expertise, the home's cost and specifications, the land itself, and the borrower's ability to refinance into a long term mortgage. All construction loans need to be refinanced into a traditional mortgage, whether it be a Conventional, FHA, VA or USDA mortgage.

​Libra Enterprises, LLC dba Construction Financial Solutions Copyright 2019

Libra Enterprises, LLC dba Construction Financial Solutions is licensed under the laws of the State of Texas and by state law is subject to regulatory oversight by the Department of Savings and Mortgage Lending. Any consumer wishing to file a complaint against Libra Enterprises, LLC dba Construction Financial Solutions should complete, sign and send a complaint form to the Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78075. Complaint forms and instructions may be downloaded and printed from the Department's web site located at sml.texas.gov or obtained from the Department upon request by mail at the address above, by telephone at its toll-free consumer hotline at 1-877-276-5550, by fax at 1-512-475-1360 or by e-mail at info@sml.texas.gov.The Department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed Residential Mortgage Loan Originators. A written application for reimbursement from the recovery fund must be filed with and investigated by The Department prior to the payment of a claim. For more information about the recovery fund, please consult The Department's website at sml.texas.gov.National Mortgage Licensing System Registry #1771431. Construction Financial Solutions is located at 18568 Forty Six Parkway, Suite 3002, Spring Branch TX 78070.

Lenders are required to provide the "Your Home Loan Toolkit", which has been provided by the Consumer Finance Protection Bureau created to comply with federal law pursuant to 12 U.S.C. 2604, 12 CFR 1024.6, and 12 CFR 1026.19(g). This is for all loan transactions effective 10/3/2015.

The approval process can include up to 10 different companies all working together to achieve one goal - YOUR APPROVAL! Luckily for you, this is what we do everyday so we know what information to gather to expedite the process.

You're in Good Hands!



Think you have what it takes? Construction Financial Solutions is one of the few lenders who allows the homeowner to also be their own builder!

 If you are in the beginning stages and are not quite ready to complete a full Application, provide CFS with some information for a Pre-Qualification. 

If you have decided on a builder and would like to break ground in the next 90 days, it's time to complete an Application!

Construction Loans Texas

 The approval of any type of mortgage can be tedious. Knowing the process, who is involved and why, and what documents are needed from each entity, can help you prepare for a stress-free financing experience.

If you have an existing loan in processing for approval, check your Loan Status to see what documents are missing.

Construction Financial Services, Inc. BBB Business Review